OCCU offers conventional mortgages with flexible options to meet your needs including:

  • Terms from 1 year  to 5 years (open or closed)
  • Variable rate or fixed rate options
  • Pre-approvals available
  • Competitive Rates
  • Conventional mortgages (up to 80% of appraised value)
  • CMHC or Genworth insured mortgages (up to 95% of appraised value for purchases) amortization up to 40 years for low ration and 30 years for high ratio
  • Convenient weekly, bi-weekly, semi-monthly or monthly payments directly from your Credit Union account, another financial institution or payroll deduction
  • No renewal fees
  • Monthly life insurance
  • Monthly disability insurance

Looking for more flexibility than a conventional mortgage? An OCCU MeritLine may be perfect for you.

Contact one of our branches today to speak with our experienced lenders or apply online now to take advantage of our great rates!